Terms of Use

Last updated: June 23, 2026

These Terms of Use govern your access to and use of LeeKulick.com (the "Site"), operated by Lee Kulick and Loancutters Inc. dba Evoque Lending. By using the Site, you agree to these Terms.

Informational Purpose Only

The content on this Site is provided for general informational purposes and does not constitute financial, legal, or tax advice. Nothing on the Site is an offer or commitment to lend, to extend credit, or to provide any particular rate or term. All loans are subject to underwriting approval, property review, program availability, and applicable lending requirements.

Licensing

Loancutters Inc. dba Evoque Lending is licensed by the California Department of Real Estate, License #01521538, and the Nationwide Multistate Licensing System and Registry, NMLS #337415. Lee Kulick holds CA DRE #01233194 and NMLS #375686. Lending services are offered where licensed and authorized.

No Guarantee of Results

We do not guarantee loan approval, closing, eligibility, or any specific outcome. Examples and descriptions of loan programs are general and may not apply to your situation.

Accuracy of Information

We strive to keep information current and accurate, but the Site may contain errors or omissions and is provided "as is" without warranties of any kind. Rates, programs, and requirements may change without notice.

Intellectual Property

The Site and its content, including text, graphics, and logos, are owned by or licensed to Evoque Lending and are protected by applicable laws. You may not reproduce or use the content without permission.

Third-Party Links

The Site may link to third-party websites for convenience, including license verification resources. We do not control and are not responsible for those sites.

Limitation of Liability

To the fullest extent permitted by law, Lee Kulick and Evoque Lending are not liable for any indirect, incidental, or consequential damages arising from your use of the Site.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Contact Us

Lee Kulick, Evoque Lending
Phone: 949-873-4929
Email: Lee.Kulick@EvoqueLending.com